Interactive Web Course

Work through your SA estate plan step by step, with live calculators.

15 interactive modules. 4 live calculators. A trust comparison tool and wealth scorecard. Everything you need to understand your estate exposure and identify which legal structures apply to your situation.

Includes Course + PDF Reference Guide. Best value.

Instant access 7-day guarantee Works on any device Once-off payment
Why a Course

Reading about estate planning is different from working through your own numbers.

Live Calculators

Enter your estate value, liabilities, and asset types. The calculators show your real exposure using current SARS rates, not a generic example.

Trust Comparison Tool

Model your estate with and without a trust. See the difference in estate duty, executor fees, and what transfers to your heirs in both scenarios.

15-Point Checklist

After each module, update your checklist. By the end of the course you have a clear picture of which areas are addressed and which still need attention.

15 Modules

Self-paced. Work through them in order or by topic.

Each module covers one topic. Read, interact with the calculator, update your checklist, and move on. No video, no login, no subscription. Works on phone, tablet, or desktop.

1

Calculate Your Exposure

Enter your estate value and see exactly what SARS, executor fees, and CGT could take under current SA law

2

How Estate Duty Works

The 20% charge, the R3.5M abatement, and which assets are included in the calculation

3

Executor Fees in Detail

How the 3.5% + VAT fee applies and how asset structuring affects the total

4

Capital Gains Tax on Death

Deemed disposal, base cost, and how to model your CGT exposure

5

Valid Wills Under SA Law

Legal requirements, common errors, and what makes a will contestable

6

Discretionary Trusts

How they work, what they protect, and when SARS treats them as shams

7

Vesting and Testamentary Trusts

The differences and which situations each is suited for

8

The Trust + (Pty) Ltd Structure

Combining a trust with a company for estate reduction and asset protection

9

Retirement Annuity Nominations

Why RA and pension proceeds fall outside your estate and how nominees work

10

Income Splitting

How income can be distributed to reduce overall tax burden within SA law

11

Section 4(q) Spousal Bequest

The unlimited deduction for assets left to a spouse and long-term considerations

12

Life Insurance and Your Estate

Which policies form part of your estate, which do not, and how to structure cover

13

Offshore Assets and Allowances

The R10 million allowance, SARB clearance, and foreign assets at death

14

Business Succession Planning

How to structure ownership to avoid a forced sale to pay estate costs

15

Attorney Preparation Roadmap

A step-by-step guide to your first meeting: questions, documents, and what to expect

What You Get

Everything in one browser-based course.

No app to install. No account to create. Access the course immediately after purchase by clicking the link in your order email. Works on any device with a browser.

  • 15 interactive modules covering every SA estate planning topic
  • 4 live calculators using 2025/26 SARS rates on your actual numbers
  • Trust vs no-trust comparison to model your estate under both scenarios
  • Progress tracking and wealth scorecard updated as you work through each module
  • 15-point planning checklist to identify exactly where you are exposed
  • Attorney preparation roadmap for Module 15, questions, documents, next steps
Inside the Course

See exactly what you are getting.

Every screen shown below is part of what you access immediately after purchase.

Interactive Web Course

Interactive Web Course

R499 once-off
  • 15 interactive step-through modules
  • 4 live estate-planning calculators
  • Trust vs no-trust comparison tool
  • Progress tracking and wealth scorecard
  • Works on any device. No login required.
7-day satisfaction guarantee. If it does not meet expectations, contact us.
Most Complete Option Best Value

Get more with the Complete Bundle

The Complete Bundle includes this Web Course plus the PDF Reference Guide — a 15-chapter printable document you can keep alongside your course and use before every attorney meeting.

  • Everything in the Web Course
  • Printable PDF reference guide (R199 value)
  • 27-row SARS quick-reference table
  • Saves R99 vs buying separately
  • Once-off payment, lifetime access
  • Most complete option available
R599 once-off

Web Course + PDF Guide included

Common Questions

Frequently asked

How do I access the course after purchase?
Immediately after checkout, Shopify sends a link to the email address you used. Click the link to open the course in your browser. No account is required. No app to install. Access it from any device at any time.
Is this legal or financial advice?
No. Money Secrets SA is educational content only. The course explains how South African estate planning law and tax work in plain language. It does not provide personal financial, legal, or tax advice. Use the knowledge to have better, more informed conversations with a qualified estate planning attorney.
How long does the course take?
Approximately 2 to 3 hours to work through all 15 modules, depending on how much time you spend with the calculators and comparison tools. It is self-paced. You can stop and continue at any time, in any order.
What is the difference between the Web Course and the Complete Bundle?
The Web Course is an interactive browser-based experience. The Complete Bundle adds the PDF Reference Guide: a 15-chapter printable document to use alongside the course and before attorney meetings. The Bundle is R599 versus R698 if bought separately, saving R99.
Is there a refund policy?
We offer a 7-day satisfaction guarantee. If the course does not meet your expectations, email us within 7 days of purchase. As a digital product, refunds are reviewed on a case-by-case basis.
Educational Content Disclaimer: Money Secrets SA provides educational content only. It does not provide financial, legal, or tax advice. Always consult a qualified professional before making financial, legal, estate planning, or tax decisions.
Ready when you are

Start with the Bundle. Or the Course on its own.

Either way, you arrive at your attorney meeting knowing what questions to ask and what to do next.