Terms of service

Terms of Service

Last updated: April 2026

By using the Money Secrets SA website, products, downloads and related services, you agree to these Terms.

  1. About Us

Money Secrets SA provides educational content, downloadable guides, interactive tools and related learning resources.

Website: https://moneysecretssa.co.za
Email: 21rssolutions@gmail.com

  1. Educational Purpose Only

Money Secrets SA provides educational reference materials intended to assist users in understanding general financial concepts.

Nothing on this website, in our products, or in our communications constitutes legal, tax, financial, investment, accounting or other professional advice.

Users should obtain advice from appropriately qualified professionals before making financial, legal, tax, estate-planning, investment or business decisions.

  1. No Professional Relationship

Use of our Services does not create any professional advisory relationship between you and Money Secrets SA.

  1. Accuracy of Information

While we strive to provide accurate and up-to-date educational information, we do not guarantee that any content is complete, current or suitable for your circumstances.

Use of our content is at your own risk.

  1. Orders and Payments

Orders are subject to payment verification and approval.

We reserve the right to refuse or cancel orders where fraud, abuse, misuse or pricing errors are suspected.

  1. Digital Products

Certain products are delivered as downloadable PDF documents and/or offline HTML-based educational tools intended for personal use.

Access is generally granted immediately following successful payment confirmation.

  1. Refunds

Refunds are governed by our Refund Policy.

  1. Intellectual Property

All content, branding, downloads, guides, graphics, materials and educational resources remain the property of Money Secrets SA unless otherwise stated.

Products may not be copied, redistributed, resold or commercially exploited without written permission.

  1. Personal Use Only

Products are sold for individual personal use unless expressly agreed otherwise in writing.

  1. Prohibited Conduct

Users may not:

• Violate laws
• Infringe intellectual property rights
• Distribute malicious software
• Misuse personal information
• Engage in fraudulent activity

  1. Limitation of Liability

To the fullest extent permitted by law, Money Secrets SA shall not be liable for indirect, consequential, incidental or economic losses arising from the use of the Services or educational materials.

  1. Governing Law

These Terms are governed by the laws of the Republic of South Africa.

  1. Contact

Money Secrets SA

Website: https://moneysecretssa.co.za
Email: 21rssolutions@gmail.com