Interactive Wealth Course

Most South African families spend 40 years building wealth - then hand 25-35% of it to SARS, executors, and the legal system when the founder passes away.

Not because it is unavoidable. Because nobody taught them the rules.

This course fixes that.

WHAT IS INSIDE:

15 interactive modules covering every legal wealth protection strategy available to South African families. Every number is current 2025/26 SARS law. Every module has a live calculator so you work with your own numbers, not hypotheticals.

Module 1 - The four charges attacking your estate (with calculator)
Module 2 - Build the Trust + (Pty) Ltd structure
Module 3 - Income splitting and the conduit principle (with calculator)
Module 4 - Retirement annuity as estate duty elimination (with calculator)
Module 5 - Spousal exemption and R100k annual donations (with calculator)
Module 6 - Endowment policies and lower investment tax (with calculator)
Module 7 - Company expenses and salary vs dividend mix (with calculator)
Module 8 - Capital gains tax splitting and harvesting (with calculator)
Module 9 - Travel allowance and subsistence (with calculator)
Module 10 - Offshore allowance and offshore endowment (with calculator)
Module 11 - Section 7C trap and SBC tax rates
Module 12 - The shady-but-legal strategies SARS cannot stop
Module 13 - Retain or distribute - the annual trustee decision (with calculator)
Module 14 - Annual compliance checklist
Module 15 - Your 10-year wealth roadmap

HOW IT WORKS:

You download one HTML file. Open it in any browser - Chrome, Safari, Edge. It works completely offline. No app, no login, no subscription. Works on any device.

Modules are locked in sequence - you complete each one before moving to the next. Each module ends with a short quiz to confirm you understood the key concept before proceeding. Your progress saves automatically and picks up exactly where you left off if you close the file.

WHO THIS IS FOR:

- Families with a combined estate above R2 million
- Business owners running income through a company
- Anyone who has been told they should have a trust but never understood why
- People who want to understand what their attorney and accountant are actually doing

WHAT YOU WILL KNOW AFTER COMPLETING IT:

Exactly how much SARS would take from your estate today with no planning in place. How a Trust + (Pty) Ltd structure protects your family across generations. How to legally split income across family members to reduce tax on the same money. How to use retirement annuities, endowments, and offshore allowances strategically. Every shady-but-legal strategy written into South African law.

FORMAT: Single HTML file (88KB). Works in any browser. Offline capable. Progress saved automatically.

This course is for educational purposes only. It reflects South African law as at 2025/26. It does not constitute legal, tax, or financial advice. Always consult a qualified estate planning attorney and registered tax practitioner before implementing any strategy.